Disability Insurance

 Your ability to work and earn an income is one of your most valuable assets. But what happens if an illness or injury prevents you from working? At AML Insurance Group, we help individuals and families safeguard their financial security with disability insurance—coverage that replaces part of your income when you’re unable to work due to a covered disability.

Unexpected illnesses or accidents can disrupt your life in an instant. Without a steady paycheck, it can become difficult to manage everyday expenses such as your mortgage, utilities, or groceries. Disability insurance provides peace of mind by ensuring that you and your loved ones are protected financially while you focus on recovery.

With disability coverage, you can:

• Replace a portion of lost income during recovery
• Maintain your standard of living if you’re unable to work
• Continue paying bills, medical expenses, and daily costs
• Protect long-term savings and retirement plans from depletion

At AML Insurance Group, we help you understand how disability coverage fits into your overall financial protection plan—so you’re never left unprepared.

There are two primary types of disability insurance, and we’ll help you determine which fits your situation best:

• Short-Term Disability Insurance – Provides income replacement for a temporary period, typically three to six months, after an illness, surgery, or injury.
• Long-Term Disability Insurance – Offers income protection for extended periods—often until you recover or reach retirement age.

Additional options may include:

• Partial Disability Coverage – Benefits if you can work but not at full capacity.
• Supplemental Coverage – Enhances employer-provided benefits to fill income gaps.
• Customized Waiting Periods & Benefit Durations – Tailored to your specific needs and financial goals.

We’ll guide you through every detail, ensuring you understand how your policy supports you when it matters most.

Disability insurance is essential for anyone who depends on their income to support themselves or their family, including:

• Employees and professionals without employer-provided coverage
• Self-employed individuals or contractors
• Small business owners
• Families with single or dual-income households
• Individuals planning for long-term financial security

No matter your occupation or income level, AML Insurance Group can help you secure the protection that keeps your future stable.

•  Independent Expertise: We work with multiple carriers to offer flexible plans that match your unique financial needs.
• Straightforward Advice: We’ll explain your coverage in clear terms so you know exactly how it protects you.
• Trusted Experience: With more than 16 years in the industry, Jessica Harounian provides dependable, knowledgeable guidance.
• Client-Focused Service: Your protection and peace of mind are always our top priorities.

 Your income supports everything you’ve built—make sure it’s protected.
Request your personalized Disability Insurance quote today, and let AML Insurance Group help you plan confidently for life’s unexpected turns. 

📞 (310) 384-8919
✉️ amlinsurancegroup@gmail.com